MPH Bank
Free Account: No fees account. Earn 5.00%APY* with direct deposit of over $2,000 a month (rate applies to the first $50,000)
First Account: Account designed for students ages 10 – 26 years old. No fees. Customers 10 – 17 years must have a joint owner on the account that is a parent or guardian. Earn 3.00%APY** across all balances in your unlimited Goals savings pockets.
Fresh Account: For those with banking problems in their past that are preventing them from opening a standard bank account. The account has a $9 a month service fee and a $10 fee if the account is overdrawn.
All accounts require a $25.00 minimum deposit to open an account.
mph.bank Features and Benefits:
Get paid up to two days early with any mph.bank Spend account. (Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.)
Your own “contactless” debit card. Your name, your debit card number, and…a smile.
Personalized dashboard. Keep it basic, or change it to make it fit you.
You “Name-It” savings accounts. AKA “Goals” accounts. Go ahead, save for that new guitar, bike, car, home, or whatever! Earns 3.00%APY** across all balances. (Available for First and Free Accounts)
Round-Up Widget. A simple way to save that puts you in control. (Available for First and Free Accounts)
Financial Tools. See all your finances on one page. “Plan” for your future.
Zelle®. It’s a fast, safe and easy way to send and receive money with friends, family, and others.
55,000 Free Allpoint ATMs. Your cash is never far away.
* Free accounts earn 5.00%APY (APY stands for Annual Percentage Yield) up to $50,000 in account deposits. Requires $2,000+ monthly direct deposit to qualify. All deposits in your checking account over $50,000 will receive 0.00%APY. All deposit products are provided by, and mph.bank is a brand of, Liberty Savings Bank, F.S.B. Member FDIC.
**Goals accounts earn 3.00%APY (APY stands for Annual Percentage Yield). All deposit products are provided by, and mph.bank is a brand of, Liberty Savings Bank, F.S.B. Member FDIC.
